Call report 2003Q1
PROVIDIAN BANK — 2003Q1
The 22 measures PROVIDIAN BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,806,415,000 | USD | evidence → |
| Total loans | 917,454,000 | USD | evidence → |
| Allowance for loan losses | 169,969,000 | USD | evidence → |
| Securities available for sale | 932,591,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,420,877,000 | USD | evidence → |
| Interest-bearing deposits | 1,408,466,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,411,000 | USD | evidence → |
| Equity capital | 177,915,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 63,906,000 | USD | evidence → |
| Interest expense | 18,565,000 | USD | evidence → |
| Net interest income | 45,341,000 | USD | evidence → |
| Noninterest income | 8,774,000 | USD | evidence → |
| Noninterest expense | 12,860,000 | USD | evidence → |
| Provision for loan losses | 24,740,000 | USD | evidence → |
| Pretax income | 23,723,000 | USD | evidence → |
| Income tax | 9,371,000 | USD | evidence → |
| Net income | 14,352,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 151,521,000 | USD | evidence → |
| Total capital | 163,463,000 | USD | evidence → |
| Risk-weighted assets | 797,336,000 | USD | evidence → |