Call report 2003Q2
PROVIDIAN BANK — 2003Q2
The 22 measures PROVIDIAN BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,548,720,000 | USD | evidence → |
| Total loans | 694,133,000 | USD | evidence → |
| Allowance for loan losses | 4,027,000 | USD | evidence → |
| Securities available for sale | 746,142,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,356,068,000 | USD | evidence → |
| Interest-bearing deposits | 1,344,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,100,000 | USD | evidence → |
| Equity capital | 172,345,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 122,330,000 | USD | evidence → |
| Interest expense | 35,529,000 | USD | evidence → |
| Net interest income | 86,801,000 | USD | evidence → |
| Noninterest income | 15,849,000 | USD | evidence → |
| Noninterest expense | 25,562,000 | USD | evidence → |
| Provision for loan losses | 67,720,000 | USD | evidence → |
| Pretax income | 17,371,000 | USD | evidence → |
| Income tax | 9,682,000 | USD | evidence → |
| Net income | 7,689,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 146,866,000 | USD | evidence → |
| Total capital | 150,893,000 | USD | evidence → |
| Risk-weighted assets | 725,776,000 | USD | evidence → |