Call report 2002Q4
PROVIDIAN BANK — 2002Q4
The 22 measures PROVIDIAN BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,748,383,000 | USD | evidence → |
| Total loans | 995,985,000 | USD | evidence → |
| Allowance for loan losses | 188,112,000 | USD | evidence → |
| Securities available for sale | 789,942,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,552,058,000 | USD | evidence → |
| Interest-bearing deposits | 1,538,389,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,669,000 | USD | evidence → |
| Equity capital | 169,643,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 303,064,000 | USD | evidence → |
| Interest expense | 92,231,000 | USD | evidence → |
| Net interest income | 210,833,000 | USD | evidence → |
| Noninterest income | 49,547,000 | USD | evidence → |
| Noninterest expense | 72,143,000 | USD | evidence → |
| Provision for loan losses | 158,344,000 | USD | evidence → |
| Pretax income | 39,492,000 | USD | evidence → |
| Income tax | 15,599,000 | USD | evidence → |
| Net income | 23,893,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 163,789,000 | USD | evidence → |
| Total capital | 177,189,000 | USD | evidence → |
| Risk-weighted assets | 897,253,000 | USD | evidence → |