Call report 2005Q3
BAY CITIES BANK — 2005Q3
The 22 measures BAY CITIES BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 257,234,000 | USD | evidence → |
| Total loans | 158,331,000 | USD | evidence → |
| Allowance for loan losses | 1,991,000 | USD | evidence → |
| Securities available for sale | 44,575,000 | USD | evidence → |
| Securities held to maturity | 6,197,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,240,000 | USD | evidence → |
| Interest-bearing deposits | 164,380,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,860,000 | USD | evidence → |
| Equity capital | 21,587,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,873,000 | USD | evidence → |
| Interest expense | 3,528,000 | USD | evidence → |
| Net interest income | 5,345,000 | USD | evidence → |
| Noninterest income | 799,000 | USD | evidence → |
| Noninterest expense | 4,523,000 | USD | evidence → |
| Provision for loan losses | 243,000 | USD | evidence → |
| Pretax income | 1,378,000 | USD | evidence → |
| Income tax | 502,000 | USD | evidence → |
| Net income | 876,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,522,000 | USD | evidence → |
| Total capital | 23,513,000 | USD | evidence → |
| Risk-weighted assets | 192,738,000 | USD | evidence → |