Call report 2005Q4
BAY CITIES BANK — 2005Q4
The 22 measures BAY CITIES BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,604,000 | USD | evidence → |
| Total loans | 170,896,000 | USD | evidence → |
| Allowance for loan losses | 2,140,000 | USD | evidence → |
| Securities available for sale | 43,228,000 | USD | evidence → |
| Securities held to maturity | 9,287,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,656,000 | USD | evidence → |
| Interest-bearing deposits | 209,096,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,560,000 | USD | evidence → |
| Equity capital | 21,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,862,000 | USD | evidence → |
| Interest expense | 5,454,000 | USD | evidence → |
| Net interest income | 7,408,000 | USD | evidence → |
| Noninterest income | 1,206,000 | USD | evidence → |
| Noninterest expense | 6,269,000 | USD | evidence → |
| Provision for loan losses | 471,000 | USD | evidence → |
| Pretax income | 1,874,000 | USD | evidence → |
| Income tax | 730,000 | USD | evidence → |
| Net income | 1,144,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,695,000 | USD | evidence → |
| Total capital | 23,835,000 | USD | evidence → |
| Risk-weighted assets | 213,090,000 | USD | evidence → |