Call report 2005Q2
BAY CITIES BANK — 2005Q2
The 22 measures BAY CITIES BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 239,666,000 | USD | evidence → |
| Total loans | 145,994,000 | USD | evidence → |
| Allowance for loan losses | 1,808,000 | USD | evidence → |
| Securities available for sale | 39,520,000 | USD | evidence → |
| Securities held to maturity | 3,792,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,794,000 | USD | evidence → |
| Interest-bearing deposits | 154,940,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,854,000 | USD | evidence → |
| Equity capital | 18,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,541,000 | USD | evidence → |
| Interest expense | 2,112,000 | USD | evidence → |
| Net interest income | 3,429,000 | USD | evidence → |
| Noninterest income | 466,000 | USD | evidence → |
| Noninterest expense | 2,784,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,061,000 | USD | evidence → |
| Income tax | 387,000 | USD | evidence → |
| Net income | 674,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,453,000 | USD | evidence → |
| Total capital | 20,261,000 | USD | evidence → |
| Risk-weighted assets | 179,686,000 | USD | evidence → |