Call report 2005Q1
BAY CITIES BANK — 2005Q1
The 22 measures BAY CITIES BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,825,000 | USD | evidence → |
| Total loans | 137,541,000 | USD | evidence → |
| Allowance for loan losses | 1,779,000 | USD | evidence → |
| Securities available for sale | 41,332,000 | USD | evidence → |
| Securities held to maturity | 3,430,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,680,000 | USD | evidence → |
| Interest-bearing deposits | 133,520,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,160,000 | USD | evidence → |
| Equity capital | 17,993,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,662,000 | USD | evidence → |
| Interest expense | 937,000 | USD | evidence → |
| Net interest income | 1,725,000 | USD | evidence → |
| Noninterest income | 211,000 | USD | evidence → |
| Noninterest expense | 1,288,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 627,000 | USD | evidence → |
| Income tax | 229,000 | USD | evidence → |
| Net income | 398,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,975,000 | USD | evidence → |
| Total capital | 19,754,000 | USD | evidence → |
| Risk-weighted assets | 168,718,000 | USD | evidence → |