Call report 2004Q4
BAY CITIES BANK — 2004Q4
The 22 measures BAY CITIES BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,325,000 | USD | evidence → |
| Total loans | 121,864,000 | USD | evidence → |
| Allowance for loan losses | 1,758,000 | USD | evidence → |
| Securities available for sale | 44,289,000 | USD | evidence → |
| Securities held to maturity | 3,134,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,047,000 | USD | evidence → |
| Interest-bearing deposits | 133,681,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,366,000 | USD | evidence → |
| Equity capital | 14,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,119,000 | USD | evidence → |
| Interest expense | 3,420,000 | USD | evidence → |
| Net interest income | 5,699,000 | USD | evidence → |
| Noninterest income | 504,000 | USD | evidence → |
| Noninterest expense | 3,865,000 | USD | evidence → |
| Provision for loan losses | 428,000 | USD | evidence → |
| Pretax income | 1,910,000 | USD | evidence → |
| Income tax | 718,000 | USD | evidence → |
| Net income | 1,192,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,925,000 | USD | evidence → |
| Total capital | 16,683,000 | USD | evidence → |
| Risk-weighted assets | 148,605,000 | USD | evidence → |