Call report 2004Q3
BAY CITIES BANK — 2004Q3
The 22 measures BAY CITIES BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,094,000 | USD | evidence → |
| Total loans | 117,111,000 | USD | evidence → |
| Allowance for loan losses | 1,679,000 | USD | evidence → |
| Securities available for sale | 47,478,000 | USD | evidence → |
| Securities held to maturity | 2,011,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,191,000 | USD | evidence → |
| Interest-bearing deposits | 126,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,965,000 | USD | evidence → |
| Equity capital | 14,804,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,704,000 | USD | evidence → |
| Interest expense | 2,491,000 | USD | evidence → |
| Net interest income | 4,213,000 | USD | evidence → |
| Noninterest income | 324,000 | USD | evidence → |
| Noninterest expense | 2,775,000 | USD | evidence → |
| Provision for loan losses | 347,000 | USD | evidence → |
| Pretax income | 1,415,000 | USD | evidence → |
| Income tax | 532,000 | USD | evidence → |
| Net income | 883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,691,000 | USD | evidence → |
| Total capital | 16,370,000 | USD | evidence → |
| Risk-weighted assets | 137,871,000 | USD | evidence → |