Call report 2003Q4
BAY CITIES BANK — 2003Q4
The 22 measures BAY CITIES BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,336,000 | USD | evidence → |
| Total loans | 101,960,000 | USD | evidence → |
| Allowance for loan losses | 1,333,000 | USD | evidence → |
| Securities available for sale | 39,453,000 | USD | evidence → |
| Securities held to maturity | 546,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,632,000 | USD | evidence → |
| Interest-bearing deposits | 112,622,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,010,000 | USD | evidence → |
| Equity capital | 11,349,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,365,000 | USD | evidence → |
| Interest expense | 3,032,000 | USD | evidence → |
| Net interest income | 4,333,000 | USD | evidence → |
| Noninterest income | 290,000 | USD | evidence → |
| Noninterest expense | 2,711,000 | USD | evidence → |
| Provision for loan losses | 347,000 | USD | evidence → |
| Pretax income | 1,565,000 | USD | evidence → |
| Income tax | 592,000 | USD | evidence → |
| Net income | 973,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,199,000 | USD | evidence → |
| Total capital | 12,532,000 | USD | evidence → |
| Risk-weighted assets | 114,103,000 | USD | evidence → |