Call report 2003Q3
BAY CITIES BANK — 2003Q3
The 22 measures BAY CITIES BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,996,000 | USD | evidence → |
| Total loans | 95,812,000 | USD | evidence → |
| Allowance for loan losses | 1,227,000 | USD | evidence → |
| Securities available for sale | 34,058,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,762,000 | USD | evidence → |
| Interest-bearing deposits | 95,601,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,162,000 | USD | evidence → |
| Equity capital | 11,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,303,000 | USD | evidence → |
| Interest expense | 2,218,000 | USD | evidence → |
| Net interest income | 3,085,000 | USD | evidence → |
| Noninterest income | 226,000 | USD | evidence → |
| Noninterest expense | 1,997,000 | USD | evidence → |
| Provision for loan losses | 242,000 | USD | evidence → |
| Pretax income | 1,072,000 | USD | evidence → |
| Income tax | 403,000 | USD | evidence → |
| Net income | 669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,881,000 | USD | evidence → |
| Total capital | 12,108,000 | USD | evidence → |
| Risk-weighted assets | 108,118,000 | USD | evidence → |