Call report 2004Q1
BAY CITIES BANK — 2004Q1
The 22 measures BAY CITIES BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,308,000 | USD | evidence → |
| Total loans | 107,522,000 | USD | evidence → |
| Allowance for loan losses | 1,548,000 | USD | evidence → |
| Securities available for sale | 54,791,000 | USD | evidence → |
| Securities held to maturity | 1,443,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,978,000 | USD | evidence → |
| Interest-bearing deposits | 124,193,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,785,000 | USD | evidence → |
| Equity capital | 14,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,156,000 | USD | evidence → |
| Interest expense | 807,000 | USD | evidence → |
| Net interest income | 1,349,000 | USD | evidence → |
| Noninterest income | 86,000 | USD | evidence → |
| Noninterest expense | 863,000 | USD | evidence → |
| Provision for loan losses | 215,000 | USD | evidence → |
| Pretax income | 357,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 223,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,261,000 | USD | evidence → |
| Total capital | 15,809,000 | USD | evidence → |
| Risk-weighted assets | 124,118,000 | USD | evidence → |