Call report 2008Q4
UNITED BANK & TRUST - WASHTENAW — 2008Q4
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 348,382,000 | USD | evidence → |
| Total loans | 325,374,000 | USD | evidence → |
| Allowance for loan losses | 6,724,000 | USD | evidence → |
| Securities available for sale | 11,491,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 294,158,000 | USD | evidence → |
| Interest-bearing deposits | 252,644,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,514,000 | USD | evidence → |
| Equity capital | 31,033,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,345,000 | USD | evidence → |
| Interest expense | 7,292,000 | USD | evidence → |
| Net interest income | 12,053,000 | USD | evidence → |
| Noninterest income | 3,560,000 | USD | evidence → |
| Noninterest expense | 10,951,000 | USD | evidence → |
| Provision for loan losses | 2,965,000 | USD | evidence → |
| Pretax income | 1,701,000 | USD | evidence → |
| Income tax | 493,000 | USD | evidence → |
| Net income | 1,208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,156,000 | USD | evidence → |
| Total capital | 33,149,000 | USD | evidence → |
| Risk-weighted assets | 316,709,000 | USD | evidence → |