Call report 2009Q1
UNITED BANK & TRUST - WASHTENAW — 2009Q1
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 357,584,000 | USD | evidence → |
| Total loans | 324,374,000 | USD | evidence → |
| Allowance for loan losses | 8,466,000 | USD | evidence → |
| Securities available for sale | 12,159,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 297,300,000 | USD | evidence → |
| Interest-bearing deposits | 254,241,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,059,000 | USD | evidence → |
| Equity capital | 32,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,645,000 | USD | evidence → |
| Interest expense | 1,520,000 | USD | evidence → |
| Net interest income | 3,125,000 | USD | evidence → |
| Noninterest income | 1,342,000 | USD | evidence → |
| Noninterest expense | 5,116,000 | USD | evidence → |
| Provision for loan losses | 2,270,000 | USD | evidence → |
| Pretax income | -2,919,000 | USD | evidence → |
| Income tax | -1,013,000 | USD | evidence → |
| Net income | -1,906,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,658,000 | USD | evidence → |
| Total capital | 36,683,000 | USD | evidence → |
| Risk-weighted assets | 317,514,000 | USD | evidence → |