Call report 2008Q3
UNITED BANK & TRUST - WASHTENAW — 2008Q3
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 331,185,000 | USD | evidence → |
| Total loans | 308,826,000 | USD | evidence → |
| Allowance for loan losses | 6,488,000 | USD | evidence → |
| Securities available for sale | 9,759,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,999,000 | USD | evidence → |
| Interest-bearing deposits | 231,173,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,826,000 | USD | evidence → |
| Equity capital | 30,558,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,482,000 | USD | evidence → |
| Interest expense | 5,496,000 | USD | evidence → |
| Net interest income | 8,986,000 | USD | evidence → |
| Noninterest income | 2,734,000 | USD | evidence → |
| Noninterest expense | 8,241,000 | USD | evidence → |
| Provision for loan losses | 2,125,000 | USD | evidence → |
| Pretax income | 1,358,000 | USD | evidence → |
| Income tax | 397,000 | USD | evidence → |
| Net income | 961,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,523,000 | USD | evidence → |
| Total capital | 32,352,000 | USD | evidence → |
| Risk-weighted assets | 303,669,000 | USD | evidence → |