Call report 2008Q2
UNITED BANK & TRUST - WASHTENAW — 2008Q2
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,313,000 | USD | evidence → |
| Total loans | 295,356,000 | USD | evidence → |
| Allowance for loan losses | 6,022,000 | USD | evidence → |
| Securities available for sale | 11,519,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 268,243,000 | USD | evidence → |
| Interest-bearing deposits | 228,203,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,040,000 | USD | evidence → |
| Equity capital | 29,053,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,655,000 | USD | evidence → |
| Interest expense | 3,753,000 | USD | evidence → |
| Net interest income | 5,902,000 | USD | evidence → |
| Noninterest income | 1,821,000 | USD | evidence → |
| Noninterest expense | 5,491,000 | USD | evidence → |
| Provision for loan losses | 850,000 | USD | evidence → |
| Pretax income | 1,386,000 | USD | evidence → |
| Income tax | 429,000 | USD | evidence → |
| Net income | 957,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,018,000 | USD | evidence → |
| Total capital | 30,737,000 | USD | evidence → |
| Risk-weighted assets | 295,211,000 | USD | evidence → |