Call report 2008Q1
UNITED BANK & TRUST - WASHTENAW — 2008Q1
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 316,985,000 | USD | evidence → |
| Total loans | 292,798,000 | USD | evidence → |
| Allowance for loan losses | 5,928,000 | USD | evidence → |
| Securities available for sale | 11,528,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,501,000 | USD | evidence → |
| Interest-bearing deposits | 214,317,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,184,000 | USD | evidence → |
| Equity capital | 28,691,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,970,000 | USD | evidence → |
| Interest expense | 2,041,000 | USD | evidence → |
| Net interest income | 2,929,000 | USD | evidence → |
| Noninterest income | 927,000 | USD | evidence → |
| Noninterest expense | 2,788,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 743,000 | USD | evidence → |
| Income tax | 231,000 | USD | evidence → |
| Net income | 512,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,574,000 | USD | evidence → |
| Total capital | 30,245,000 | USD | evidence → |
| Risk-weighted assets | 291,430,000 | USD | evidence → |