Call report 2007Q4
UNITED BANK & TRUST - WASHTENAW — 2007Q4
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,377,000 | USD | evidence → |
| Total loans | 279,611,000 | USD | evidence → |
| Allowance for loan losses | 5,661,000 | USD | evidence → |
| Securities available for sale | 10,908,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 256,068,000 | USD | evidence → |
| Interest-bearing deposits | 223,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,243,000 | USD | evidence → |
| Equity capital | 28,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,389,000 | USD | evidence → |
| Interest expense | 9,062,000 | USD | evidence → |
| Net interest income | 11,327,000 | USD | evidence → |
| Noninterest income | 3,017,000 | USD | evidence → |
| Noninterest expense | 9,808,000 | USD | evidence → |
| Provision for loan losses | 2,983,000 | USD | evidence → |
| Pretax income | 1,553,000 | USD | evidence → |
| Income tax | 444,000 | USD | evidence → |
| Net income | 1,109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,062,000 | USD | evidence → |
| Total capital | 29,562,000 | USD | evidence → |
| Risk-weighted assets | 277,869,000 | USD | evidence → |