Call report 2005Q3
UNITED BANK & TRUST - WASHTENAW — 2005Q3
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 218,460,000 | USD | evidence → |
| Total loans | 178,628,000 | USD | evidence → |
| Allowance for loan losses | 1,892,000 | USD | evidence → |
| Securities available for sale | 15,412,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,053,000 | USD | evidence → |
| Interest-bearing deposits | 151,117,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,936,000 | USD | evidence → |
| Equity capital | 20,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,702,000 | USD | evidence → |
| Interest expense | 2,453,000 | USD | evidence → |
| Net interest income | 6,249,000 | USD | evidence → |
| Noninterest income | 1,558,000 | USD | evidence → |
| Noninterest expense | 5,641,000 | USD | evidence → |
| Provision for loan losses | 387,000 | USD | evidence → |
| Pretax income | 1,779,000 | USD | evidence → |
| Income tax | 551,000 | USD | evidence → |
| Net income | 1,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,728,000 | USD | evidence → |
| Total capital | 20,620,000 | USD | evidence → |
| Risk-weighted assets | 190,846,000 | USD | evidence → |