Call report 2005Q2
UNITED BANK & TRUST - WASHTENAW — 2005Q2
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,239,000 | USD | evidence → |
| Total loans | 172,671,000 | USD | evidence → |
| Allowance for loan losses | 1,760,000 | USD | evidence → |
| Securities available for sale | 15,929,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,364,000 | USD | evidence → |
| Interest-bearing deposits | 144,175,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,189,000 | USD | evidence → |
| Equity capital | 19,316,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,466,000 | USD | evidence → |
| Interest expense | 1,487,000 | USD | evidence → |
| Net interest income | 3,979,000 | USD | evidence → |
| Noninterest income | 1,023,000 | USD | evidence → |
| Noninterest expense | 3,768,000 | USD | evidence → |
| Provision for loan losses | 247,000 | USD | evidence → |
| Pretax income | 987,000 | USD | evidence → |
| Income tax | 300,000 | USD | evidence → |
| Net income | 687,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,286,000 | USD | evidence → |
| Total capital | 19,046,000 | USD | evidence → |
| Risk-weighted assets | 182,581,000 | USD | evidence → |