Call report 2005Q4
UNITED BANK & TRUST - WASHTENAW — 2005Q4
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,673,000 | USD | evidence → |
| Total loans | 193,006,000 | USD | evidence → |
| Allowance for loan losses | 2,044,000 | USD | evidence → |
| Securities available for sale | 15,855,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,406,000 | USD | evidence → |
| Interest-bearing deposits | 151,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,457,000 | USD | evidence → |
| Equity capital | 21,937,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,238,000 | USD | evidence → |
| Interest expense | 3,551,000 | USD | evidence → |
| Net interest income | 8,687,000 | USD | evidence → |
| Noninterest income | 2,093,000 | USD | evidence → |
| Noninterest expense | 7,525,000 | USD | evidence → |
| Provision for loan losses | 539,000 | USD | evidence → |
| Pretax income | 2,716,000 | USD | evidence → |
| Income tax | 850,000 | USD | evidence → |
| Net income | 1,866,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,966,000 | USD | evidence → |
| Total capital | 22,010,000 | USD | evidence → |
| Risk-weighted assets | 204,636,000 | USD | evidence → |