Call report 2005Q1
UNITED BANK & TRUST - WASHTENAW — 2005Q1
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,509,000 | USD | evidence → |
| Total loans | 163,955,000 | USD | evidence → |
| Allowance for loan losses | 1,640,000 | USD | evidence → |
| Securities available for sale | 15,802,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,871,000 | USD | evidence → |
| Interest-bearing deposits | 129,111,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,760,000 | USD | evidence → |
| Equity capital | 18,063,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,527,000 | USD | evidence → |
| Interest expense | 671,000 | USD | evidence → |
| Net interest income | 1,856,000 | USD | evidence → |
| Noninterest income | 437,000 | USD | evidence → |
| Noninterest expense | 1,821,000 | USD | evidence → |
| Provision for loan losses | 134,000 | USD | evidence → |
| Pretax income | 338,000 | USD | evidence → |
| Income tax | 97,000 | USD | evidence → |
| Net income | 241,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,090,000 | USD | evidence → |
| Total capital | 17,730,000 | USD | evidence → |
| Risk-weighted assets | 171,306,000 | USD | evidence → |