Call report 2004Q4
UNITED BANK & TRUST - WASHTENAW — 2004Q4
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 177,164,000 | USD | evidence → |
| Total loans | 148,660,000 | USD | evidence → |
| Allowance for loan losses | 1,577,000 | USD | evidence → |
| Securities available for sale | 16,009,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,884,000 | USD | evidence → |
| Interest-bearing deposits | 116,988,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,896,000 | USD | evidence → |
| Equity capital | 16,271,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,491,000 | USD | evidence → |
| Interest expense | 2,120,000 | USD | evidence → |
| Net interest income | 6,371,000 | USD | evidence → |
| Noninterest income | 1,781,000 | USD | evidence → |
| Noninterest expense | 6,260,000 | USD | evidence → |
| Provision for loan losses | 364,000 | USD | evidence → |
| Pretax income | 1,529,000 | USD | evidence → |
| Income tax | 444,000 | USD | evidence → |
| Net income | 1,085,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,199,000 | USD | evidence → |
| Total capital | 15,776,000 | USD | evidence → |
| Risk-weighted assets | 157,926,000 | USD | evidence → |