Call report 2004Q3
UNITED BANK & TRUST - WASHTENAW — 2004Q3
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,257,000 | USD | evidence → |
| Total loans | 140,447,000 | USD | evidence → |
| Allowance for loan losses | 1,498,000 | USD | evidence → |
| Securities available for sale | 15,803,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,497,000 | USD | evidence → |
| Interest-bearing deposits | 106,521,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,976,000 | USD | evidence → |
| Equity capital | 15,956,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,142,000 | USD | evidence → |
| Interest expense | 1,531,000 | USD | evidence → |
| Net interest income | 4,611,000 | USD | evidence → |
| Noninterest income | 1,377,000 | USD | evidence → |
| Noninterest expense | 4,748,000 | USD | evidence → |
| Provision for loan losses | 282,000 | USD | evidence → |
| Pretax income | 959,000 | USD | evidence → |
| Income tax | 267,000 | USD | evidence → |
| Net income | 692,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,806,000 | USD | evidence → |
| Total capital | 15,304,000 | USD | evidence → |
| Risk-weighted assets | 147,439,000 | USD | evidence → |