Call report 2004Q2
UNITED BANK & TRUST - WASHTENAW — 2004Q2
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,556,000 | USD | evidence → |
| Total loans | 138,104,000 | USD | evidence → |
| Allowance for loan losses | 1,458,000 | USD | evidence → |
| Securities available for sale | 15,955,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,679,000 | USD | evidence → |
| Interest-bearing deposits | 106,200,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,479,000 | USD | evidence → |
| Equity capital | 15,520,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,968,000 | USD | evidence → |
| Interest expense | 982,000 | USD | evidence → |
| Net interest income | 2,986,000 | USD | evidence → |
| Noninterest income | 961,000 | USD | evidence → |
| Noninterest expense | 3,200,000 | USD | evidence → |
| Provision for loan losses | 224,000 | USD | evidence → |
| Pretax income | 524,000 | USD | evidence → |
| Income tax | 137,000 | USD | evidence → |
| Net income | 387,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,501,000 | USD | evidence → |
| Total capital | 14,959,000 | USD | evidence → |
| Risk-weighted assets | 144,262,000 | USD | evidence → |