Call report 2004Q1
UNITED BANK & TRUST - WASHTENAW — 2004Q1
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,901,000 | USD | evidence → |
| Total loans | 125,077,000 | USD | evidence → |
| Allowance for loan losses | 1,321,000 | USD | evidence → |
| Securities available for sale | 17,054,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,642,000 | USD | evidence → |
| Interest-bearing deposits | 104,178,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,464,000 | USD | evidence → |
| Equity capital | 15,442,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,931,000 | USD | evidence → |
| Interest expense | 481,000 | USD | evidence → |
| Net interest income | 1,450,000 | USD | evidence → |
| Noninterest income | 409,000 | USD | evidence → |
| Noninterest expense | 1,591,000 | USD | evidence → |
| Provision for loan losses | 91,000 | USD | evidence → |
| Pretax income | 177,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 139,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,253,000 | USD | evidence → |
| Total capital | 14,574,000 | USD | evidence → |
| Risk-weighted assets | 130,418,000 | USD | evidence → |