Call report 2003Q4
UNITED BANK & TRUST - WASHTENAW — 2003Q4
The 22 measures UNITED BANK & TRUST - WASHTENAW reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,175,000 | USD | evidence → |
| Total loans | 117,580,000 | USD | evidence → |
| Allowance for loan losses | 1,243,000 | USD | evidence → |
| Securities available for sale | 15,950,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,228,000 | USD | evidence → |
| Interest-bearing deposits | 107,117,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,111,000 | USD | evidence → |
| Equity capital | 15,295,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,316,000 | USD | evidence → |
| Interest expense | 2,192,000 | USD | evidence → |
| Net interest income | 5,124,000 | USD | evidence → |
| Noninterest income | 2,609,000 | USD | evidence → |
| Noninterest expense | 6,381,000 | USD | evidence → |
| Provision for loan losses | 268,000 | USD | evidence → |
| Pretax income | 1,084,000 | USD | evidence → |
| Income tax | 289,000 | USD | evidence → |
| Net income | 795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,114,000 | USD | evidence → |
| Total capital | 14,357,000 | USD | evidence → |
| Risk-weighted assets | 121,014,000 | USD | evidence → |