Call report 2004Q1
BERGEN COMMERCIAL BANK — 2004Q1
The 22 measures BERGEN COMMERCIAL BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,452,000 | USD | evidence → |
| Total loans | 179,018,000 | USD | evidence → |
| Allowance for loan losses | 2,519,000 | USD | evidence → |
| Securities available for sale | 22,296,000 | USD | evidence → |
| Securities held to maturity | 3,635,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,632,000 | USD | evidence → |
| Interest-bearing deposits | 149,755,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,876,000 | USD | evidence → |
| Equity capital | 18,964,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,952,000 | USD | evidence → |
| Interest expense | 727,000 | USD | evidence → |
| Net interest income | 2,225,000 | USD | evidence → |
| Noninterest income | 422,000 | USD | evidence → |
| Noninterest expense | 1,547,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,025,000 | USD | evidence → |
| Income tax | 318,000 | USD | evidence → |
| Net income | 707,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,347,000 | USD | evidence → |
| Total capital | 19,824,000 | USD | evidence → |
| Risk-weighted assets | 198,141,000 | USD | evidence → |