Call report 2003Q4
BERGEN COMMERCIAL BANK — 2003Q4
The 22 measures BERGEN COMMERCIAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 226,723,000 | USD | evidence → |
| Total loans | 172,927,000 | USD | evidence → |
| Allowance for loan losses | 2,443,000 | USD | evidence → |
| Securities available for sale | 23,451,000 | USD | evidence → |
| Securities held to maturity | 2,723,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,308,000 | USD | evidence → |
| Interest-bearing deposits | 119,759,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,548,000 | USD | evidence → |
| Equity capital | 18,188,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,338,000 | USD | evidence → |
| Interest expense | 2,823,000 | USD | evidence → |
| Net interest income | 8,515,000 | USD | evidence → |
| Noninterest income | 1,901,000 | USD | evidence → |
| Noninterest expense | 5,812,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 4,384,000 | USD | evidence → |
| Income tax | 1,395,000 | USD | evidence → |
| Net income | 2,989,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,639,000 | USD | evidence → |
| Total capital | 18,979,000 | USD | evidence → |
| Risk-weighted assets | 187,063,000 | USD | evidence → |