Call report 2004Q2
BERGEN COMMERCIAL BANK — 2004Q2
The 22 measures BERGEN COMMERCIAL BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 258,380,000 | USD | evidence → |
| Total loans | 187,103,000 | USD | evidence → |
| Allowance for loan losses | 2,554,000 | USD | evidence → |
| Securities available for sale | 24,004,000 | USD | evidence → |
| Securities held to maturity | 3,635,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,496,000 | USD | evidence → |
| Interest-bearing deposits | 150,953,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,543,000 | USD | evidence → |
| Equity capital | 20,450,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,034,000 | USD | evidence → |
| Interest expense | 1,529,000 | USD | evidence → |
| Net interest income | 4,505,000 | USD | evidence → |
| Noninterest income | 874,000 | USD | evidence → |
| Noninterest expense | 3,129,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,100,000 | USD | evidence → |
| Income tax | 660,000 | USD | evidence → |
| Net income | 1,440,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,080,000 | USD | evidence → |
| Total capital | 21,634,000 | USD | evidence → |
| Risk-weighted assets | 207,887,000 | USD | evidence → |