Call report 2023Q1
CHARLOTTE STATE BANK & TRUST — 2023Q1
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 679,891,000 | USD | evidence → |
| Total loans | 232,619,000 | USD | evidence → |
| Allowance for loan losses | 3,944,000 | USD | evidence → |
| Securities available for sale | 51,101,000 | USD | evidence → |
| Securities held to maturity | 141,284,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 625,494,000 | USD | evidence → |
| Interest-bearing deposits | 326,502,000 | USD | evidence → |
| Noninterest-bearing deposits | 298,992,000 | USD | evidence → |
| Equity capital | 53,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,704,000 | USD | evidence → |
| Interest expense | 70,000 | USD | evidence → |
| Net interest income | 6,634,000 | USD | evidence → |
| Noninterest income | 1,985,000 | USD | evidence → |
| Noninterest expense | 3,797,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,819,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,819,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,521,000 | USD | evidence → |
| Total capital | 58,630,000 | USD | evidence → |
| Risk-weighted assets | 247,915,000 | USD | evidence → |