Call report 2023Q2
CHARLOTTE STATE BANK & TRUST — 2023Q2
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 629,389,000 | USD | evidence → |
| Total loans | 240,113,000 | USD | evidence → |
| Allowance for loan losses | 3,922,000 | USD | evidence → |
| Securities available for sale | 46,679,000 | USD | evidence → |
| Securities held to maturity | 138,784,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 577,465,000 | USD | evidence → |
| Interest-bearing deposits | 294,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 282,971,000 | USD | evidence → |
| Equity capital | 50,587,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,068,000 | USD | evidence → |
| Interest expense | 829,000 | USD | evidence → |
| Net interest income | 13,239,000 | USD | evidence → |
| Noninterest income | 3,897,000 | USD | evidence → |
| Noninterest expense | 7,742,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,393,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 9,393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,095,000 | USD | evidence → |
| Total capital | 56,246,000 | USD | evidence → |
| Risk-weighted assets | 251,352,000 | USD | evidence → |