Call report 2022Q4
CHARLOTTE STATE BANK & TRUST — 2022Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 670,405,000 | USD | evidence → |
| Total loans | 227,118,000 | USD | evidence → |
| Allowance for loan losses | 3,955,000 | USD | evidence → |
| Securities available for sale | 55,165,000 | USD | evidence → |
| Securities held to maturity | 142,870,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 621,540,000 | USD | evidence → |
| Interest-bearing deposits | 338,421,000 | USD | evidence → |
| Noninterest-bearing deposits | 283,119,000 | USD | evidence → |
| Equity capital | 48,019,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,569,000 | USD | evidence → |
| Interest expense | 260,000 | USD | evidence → |
| Net interest income | 17,309,000 | USD | evidence → |
| Noninterest income | 8,044,000 | USD | evidence → |
| Noninterest expense | 14,088,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,715,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 8,715,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,702,000 | USD | evidence → |
| Total capital | 53,762,000 | USD | evidence → |
| Risk-weighted assets | 243,947,000 | USD | evidence → |