Call report 2008Q3
CHARLOTTE STATE BANK & TRUST — 2008Q3
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 240,354,000 | USD | evidence → |
| Total loans | 174,231,000 | USD | evidence → |
| Allowance for loan losses | 2,335,000 | USD | evidence → |
| Securities available for sale | 39,285,000 | USD | evidence → |
| Securities held to maturity | 2,958,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,200,000 | USD | evidence → |
| Interest-bearing deposits | 206,089,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,111,000 | USD | evidence → |
| Equity capital | 20,954,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,486,000 | USD | evidence → |
| Interest expense | 3,925,000 | USD | evidence → |
| Net interest income | 7,561,000 | USD | evidence → |
| Noninterest income | 2,345,000 | USD | evidence → |
| Noninterest expense | 6,645,000 | USD | evidence → |
| Provision for loan losses | 1,803,000 | USD | evidence → |
| Pretax income | 1,474,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,474,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,107,000 | USD | evidence → |
| Total capital | 23,384,000 | USD | evidence → |
| Risk-weighted assets | 182,019,000 | USD | evidence → |