Call report 2008Q4
CHARLOTTE STATE BANK & TRUST — 2008Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,371,000 | USD | evidence → |
| Total loans | 174,061,000 | USD | evidence → |
| Allowance for loan losses | 2,892,000 | USD | evidence → |
| Securities available for sale | 39,150,000 | USD | evidence → |
| Securities held to maturity | 3,908,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,646,000 | USD | evidence → |
| Interest-bearing deposits | 213,967,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,679,000 | USD | evidence → |
| Equity capital | 18,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,949,000 | USD | evidence → |
| Interest expense | 5,192,000 | USD | evidence → |
| Net interest income | 9,757,000 | USD | evidence → |
| Noninterest income | 2,936,000 | USD | evidence → |
| Noninterest expense | 8,731,000 | USD | evidence → |
| Provision for loan losses | 3,509,000 | USD | evidence → |
| Pretax income | 469,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 469,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,615,000 | USD | evidence → |
| Total capital | 20,919,000 | USD | evidence → |
| Risk-weighted assets | 183,443,000 | USD | evidence → |