Call report 2008Q2
CHARLOTTE STATE BANK & TRUST — 2008Q2
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,697,000 | USD | evidence → |
| Total loans | 176,646,000 | USD | evidence → |
| Allowance for loan losses | 3,688,000 | USD | evidence → |
| Securities available for sale | 41,392,000 | USD | evidence → |
| Securities held to maturity | 1,499,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,337,000 | USD | evidence → |
| Interest-bearing deposits | 194,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,434,000 | USD | evidence → |
| Equity capital | 21,320,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,798,000 | USD | evidence → |
| Interest expense | 2,754,000 | USD | evidence → |
| Net interest income | 5,044,000 | USD | evidence → |
| Noninterest income | 1,604,000 | USD | evidence → |
| Noninterest expense | 4,454,000 | USD | evidence → |
| Provision for loan losses | 1,368,000 | USD | evidence → |
| Pretax income | 826,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 826,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,957,000 | USD | evidence → |
| Total capital | 23,247,000 | USD | evidence → |
| Risk-weighted assets | 181,504,000 | USD | evidence → |