Call report 2008Q1
CHARLOTTE STATE BANK & TRUST — 2008Q1
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 240,639,000 | USD | evidence → |
| Total loans | 176,031,000 | USD | evidence → |
| Allowance for loan losses | 3,378,000 | USD | evidence → |
| Securities available for sale | 42,778,000 | USD | evidence → |
| Securities held to maturity | 1,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,083,000 | USD | evidence → |
| Interest-bearing deposits | 204,169,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,914,000 | USD | evidence → |
| Equity capital | 21,027,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,950,000 | USD | evidence → |
| Interest expense | 1,537,000 | USD | evidence → |
| Net interest income | 2,413,000 | USD | evidence → |
| Noninterest income | 809,000 | USD | evidence → |
| Noninterest expense | 2,228,000 | USD | evidence → |
| Provision for loan losses | 684,000 | USD | evidence → |
| Pretax income | 310,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,430,000 | USD | evidence → |
| Total capital | 22,725,000 | USD | evidence → |
| Risk-weighted assets | 182,473,000 | USD | evidence → |