Call report 2007Q4
CHARLOTTE STATE BANK & TRUST — 2007Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,969,000 | USD | evidence → |
| Total loans | 179,591,000 | USD | evidence → |
| Allowance for loan losses | 2,976,000 | USD | evidence → |
| Securities available for sale | 39,278,000 | USD | evidence → |
| Securities held to maturity | 1,995,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 210,051,000 | USD | evidence → |
| Interest-bearing deposits | 200,595,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,456,000 | USD | evidence → |
| Equity capital | 20,806,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,199,000 | USD | evidence → |
| Interest expense | 6,495,000 | USD | evidence → |
| Net interest income | 9,704,000 | USD | evidence → |
| Noninterest income | 3,345,000 | USD | evidence → |
| Noninterest expense | 8,060,000 | USD | evidence → |
| Provision for loan losses | 1,616,000 | USD | evidence → |
| Pretax income | 3,373,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,373,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,108,000 | USD | evidence → |
| Total capital | 22,431,000 | USD | evidence → |
| Risk-weighted assets | 185,180,000 | USD | evidence → |