Call report 2007Q3
CHARLOTTE STATE BANK & TRUST — 2007Q3
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 235,772,000 | USD | evidence → |
| Total loans | 178,387,000 | USD | evidence → |
| Allowance for loan losses | 2,194,000 | USD | evidence → |
| Securities available for sale | 38,645,000 | USD | evidence → |
| Securities held to maturity | 1,994,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,089,000 | USD | evidence → |
| Interest-bearing deposits | 200,091,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,998,000 | USD | evidence → |
| Equity capital | 22,084,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,280,000 | USD | evidence → |
| Interest expense | 4,830,000 | USD | evidence → |
| Net interest income | 7,450,000 | USD | evidence → |
| Noninterest income | 2,529,000 | USD | evidence → |
| Noninterest expense | 6,193,000 | USD | evidence → |
| Provision for loan losses | 304,000 | USD | evidence → |
| Pretax income | 3,482,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,482,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,188,000 | USD | evidence → |
| Total capital | 24,382,000 | USD | evidence → |
| Risk-weighted assets | 184,143,000 | USD | evidence → |