Call report 2004Q1
CHARLOTTE STATE BANK & TRUST — 2004Q1
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,510,000 | USD | evidence → |
| Total loans | 118,615,000 | USD | evidence → |
| Allowance for loan losses | 1,456,000 | USD | evidence → |
| Securities available for sale | 18,532,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,798,000 | USD | evidence → |
| Interest-bearing deposits | 102,076,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,722,000 | USD | evidence → |
| Equity capital | 12,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,989,000 | USD | evidence → |
| Interest expense | 295,000 | USD | evidence → |
| Net interest income | 1,694,000 | USD | evidence → |
| Noninterest income | 618,000 | USD | evidence → |
| Noninterest expense | 1,657,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 589,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 589,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,949,000 | USD | evidence → |
| Total capital | 13,405,000 | USD | evidence → |
| Risk-weighted assets | 116,899,000 | USD | evidence → |