Call report 2004Q2
CHARLOTTE STATE BANK & TRUST — 2004Q2
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,874,000 | USD | evidence → |
| Total loans | 122,896,000 | USD | evidence → |
| Allowance for loan losses | 1,523,000 | USD | evidence → |
| Securities available for sale | 21,315,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,995,000 | USD | evidence → |
| Interest-bearing deposits | 108,514,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,481,000 | USD | evidence → |
| Equity capital | 12,978,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,097,000 | USD | evidence → |
| Interest expense | 578,000 | USD | evidence → |
| Net interest income | 3,519,000 | USD | evidence → |
| Noninterest income | 1,319,000 | USD | evidence → |
| Noninterest expense | 3,322,000 | USD | evidence → |
| Provision for loan losses | 132,000 | USD | evidence → |
| Pretax income | 1,384,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,384,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,518,000 | USD | evidence → |
| Total capital | 14,030,000 | USD | evidence → |
| Risk-weighted assets | 120,967,000 | USD | evidence → |