Call report 2003Q4
CHARLOTTE STATE BANK & TRUST — 2003Q4
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,366,000 | USD | evidence → |
| Total loans | 115,432,000 | USD | evidence → |
| Allowance for loan losses | 1,382,000 | USD | evidence → |
| Securities available for sale | 19,845,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,257,000 | USD | evidence → |
| Interest-bearing deposits | 101,287,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,970,000 | USD | evidence → |
| Equity capital | 12,220,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,226,000 | USD | evidence → |
| Interest expense | 1,431,000 | USD | evidence → |
| Net interest income | 5,795,000 | USD | evidence → |
| Noninterest income | 2,527,000 | USD | evidence → |
| Noninterest expense | 5,789,000 | USD | evidence → |
| Provision for loan losses | 174,000 | USD | evidence → |
| Pretax income | 2,340,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,340,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,348,000 | USD | evidence → |
| Total capital | 12,730,000 | USD | evidence → |
| Risk-weighted assets | 113,345,000 | USD | evidence → |