Call report 2003Q3
CHARLOTTE STATE BANK & TRUST — 2003Q3
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,711,000 | USD | evidence → |
| Total loans | 105,765,000 | USD | evidence → |
| Allowance for loan losses | 1,306,000 | USD | evidence → |
| Securities available for sale | 19,292,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,776,000 | USD | evidence → |
| Interest-bearing deposits | 96,936,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,840,000 | USD | evidence → |
| Equity capital | 11,839,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,413,000 | USD | evidence → |
| Interest expense | 1,110,000 | USD | evidence → |
| Net interest income | 4,303,000 | USD | evidence → |
| Noninterest income | 1,725,000 | USD | evidence → |
| Noninterest expense | 4,270,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,668,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,668,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,936,000 | USD | evidence → |
| Total capital | 12,242,000 | USD | evidence → |
| Risk-weighted assets | 106,052,000 | USD | evidence → |