Call report 2003Q2
CHARLOTTE STATE BANK & TRUST — 2003Q2
The 22 measures CHARLOTTE STATE BANK & TRUST reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,963,000 | USD | evidence → |
| Total loans | 100,506,000 | USD | evidence → |
| Allowance for loan losses | 1,261,000 | USD | evidence → |
| Securities available for sale | 16,978,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,180,000 | USD | evidence → |
| Interest-bearing deposits | 88,702,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,478,000 | USD | evidence → |
| Equity capital | 11,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,562,000 | USD | evidence → |
| Interest expense | 761,000 | USD | evidence → |
| Net interest income | 2,801,000 | USD | evidence → |
| Noninterest income | 1,083,000 | USD | evidence → |
| Noninterest expense | 2,780,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 1,071,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,071,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,567,000 | USD | evidence → |
| Total capital | 11,828,000 | USD | evidence → |
| Risk-weighted assets | 105,434,000 | USD | evidence → |