Call report 2015Q1
BAY BANK, FSB — 2015Q1
The 22 measures BAY BANK, FSB reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 487,055,000 | USD | evidence → |
| Total loans | 404,032,000 | USD | evidence → |
| Allowance for loan losses | 1,354,000 | USD | evidence → |
| Securities available for sale | 32,868,000 | USD | evidence → |
| Securities held to maturity | 1,297,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 404,353,000 | USD | evidence → |
| Interest-bearing deposits | 302,720,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,633,000 | USD | evidence → |
| Equity capital | 65,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,837,000 | USD | evidence → |
| Interest expense | 496,000 | USD | evidence → |
| Net interest income | 5,341,000 | USD | evidence → |
| Noninterest income | 1,181,000 | USD | evidence → |
| Noninterest expense | 5,691,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 633,000 | USD | evidence → |
| Income tax | 269,000 | USD | evidence → |
| Net income | 364,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,818,000 | USD | evidence → |
| Total capital | 64,172,000 | USD | evidence → |
| Risk-weighted assets | 387,381,000 | USD | evidence → |