Call report 2015Q2
BAY BANK, FSB — 2015Q2
The 22 measures BAY BANK, FSB reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 488,515,000 | USD | evidence → |
| Total loans | 402,486,000 | USD | evidence → |
| Allowance for loan losses | 1,433,000 | USD | evidence → |
| Securities available for sale | 39,800,000 | USD | evidence → |
| Securities held to maturity | 1,278,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 384,487,000 | USD | evidence → |
| Interest-bearing deposits | 286,838,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,649,000 | USD | evidence → |
| Equity capital | 66,208,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,819,000 | USD | evidence → |
| Interest expense | 969,000 | USD | evidence → |
| Net interest income | 10,850,000 | USD | evidence → |
| Noninterest income | 2,606,000 | USD | evidence → |
| Noninterest expense | 11,425,000 | USD | evidence → |
| Provision for loan losses | 572,000 | USD | evidence → |
| Pretax income | 1,536,000 | USD | evidence → |
| Income tax | 601,000 | USD | evidence → |
| Net income | 935,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,206,000 | USD | evidence → |
| Total capital | 64,639,000 | USD | evidence → |
| Risk-weighted assets | 371,697,000 | USD | evidence → |