Call report 2014Q4
BAY BANK, FSB — 2014Q4
The 22 measures BAY BANK, FSB reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 480,013,000 | USD | evidence → |
| Total loans | 400,284,000 | USD | evidence → |
| Allowance for loan losses | 1,295,000 | USD | evidence → |
| Securities available for sale | 35,333,000 | USD | evidence → |
| Securities held to maturity | 1,316,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,942,000 | USD | evidence → |
| Interest-bearing deposits | 296,375,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,567,000 | USD | evidence → |
| Equity capital | 66,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,115,000 | USD | evidence → |
| Interest expense | 1,255,000 | USD | evidence → |
| Net interest income | 22,860,000 | USD | evidence → |
| Noninterest income | 7,345,000 | USD | evidence → |
| Noninterest expense | 26,863,000 | USD | evidence → |
| Provision for loan losses | 802,000 | USD | evidence → |
| Pretax income | 2,540,000 | USD | evidence → |
| Income tax | -621,000 | USD | evidence → |
| Net income | 3,161,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,448,000 | USD | evidence → |
| Total capital | 62,743,000 | USD | evidence → |
| Risk-weighted assets | 376,653,000 | USD | evidence → |