Call report 2013Q1
BAY BANK, FSB — 2013Q1
The 22 measures BAY BANK, FSB reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,930,000 | USD | evidence → |
| Total loans | 102,625,000 | USD | evidence → |
| Allowance for loan losses | 643,000 | USD | evidence → |
| Securities available for sale | 8,565,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,393,000 | USD | evidence → |
| Interest-bearing deposits | 79,112,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,281,000 | USD | evidence → |
| Equity capital | 30,092,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,227,000 | USD | evidence → |
| Interest expense | 147,000 | USD | evidence → |
| Net interest income | 2,080,000 | USD | evidence → |
| Noninterest income | 51,000 | USD | evidence → |
| Noninterest expense | 1,861,000 | USD | evidence → |
| Provision for loan losses | 29,000 | USD | evidence → |
| Pretax income | 241,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,697,000 | USD | evidence → |
| Total capital | 30,340,000 | USD | evidence → |
| Risk-weighted assets | 109,112,000 | USD | evidence → |