Call report 2012Q4
BAY BANK, FSB — 2012Q4
The 22 measures BAY BANK, FSB reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,181,000 | USD | evidence → |
| Total loans | 101,760,000 | USD | evidence → |
| Allowance for loan losses | 656,000 | USD | evidence → |
| Securities available for sale | 9,717,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,504,000 | USD | evidence → |
| Interest-bearing deposits | 80,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,937,000 | USD | evidence → |
| Equity capital | 29,906,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,805,000 | USD | evidence → |
| Interest expense | 576,000 | USD | evidence → |
| Net interest income | 9,229,000 | USD | evidence → |
| Noninterest income | 308,000 | USD | evidence → |
| Noninterest expense | 7,932,000 | USD | evidence → |
| Provision for loan losses | 734,000 | USD | evidence → |
| Pretax income | 871,000 | USD | evidence → |
| Income tax | 657,000 | USD | evidence → |
| Net income | 214,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,472,000 | USD | evidence → |
| Total capital | 30,128,000 | USD | evidence → |
| Risk-weighted assets | 108,516,000 | USD | evidence → |