Call report 2013Q2
BAY BANK, FSB — 2013Q2
The 22 measures BAY BANK, FSB reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 470,862,000 | USD | evidence → |
| Total loans | 374,920,000 | USD | evidence → |
| Allowance for loan losses | 738,000 | USD | evidence → |
| Securities available for sale | 26,241,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 410,859,000 | USD | evidence → |
| Interest-bearing deposits | 309,155,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,704,000 | USD | evidence → |
| Equity capital | 53,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,180,000 | USD | evidence → |
| Interest expense | 506,000 | USD | evidence → |
| Net interest income | 6,674,000 | USD | evidence → |
| Noninterest income | 7,463,000 | USD | evidence → |
| Noninterest expense | 9,217,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 4,737,000 | USD | evidence → |
| Income tax | 733,000 | USD | evidence → |
| Net income | 4,004,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,125,000 | USD | evidence → |
| Total capital | 50,863,000 | USD | evidence → |
| Risk-weighted assets | 371,242,000 | USD | evidence → |